Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Steps to Select the Top Credit Cards for Your Lifestyle
Understanding the credit card benefits landscape can be confusing with so many alternatives available, each offering different rewards, incentives, and perks. We've optimized the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
How the Singapore Fintech Festival is Shaping the Future of Finance for Young Singaporeans
- Digital payments
- Contactless
- Restaurant spending
- Foreign Currency Spend
- Miscellaneous expenses
This information helps us better understand your spending patterns and identify the best set of credit cards based on your spend.
===
**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Welcome Incentives.
We also provide options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
===
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide
**Continuous Monitoring and Recommendations**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your usage patterns and alerts you of changes needed in your card portfolio to maximize your benefit accrual. This dynamic approach ensures you always have the ideal set of cards to maximize your rewards and benefits.
===